Commercial Judgment Origination & Pre-Underwriting
Create a buyer account and verify your email to browse pre-vetted commercial judgment listings. No payment upfront — buyers are invoiced, and full lead details are released once the invoice is paid.
A verified buyer account is required to view listings and request leads. Each buyer may request a particular lead only once.
Create account / Sign inThe Problem
Buying raw docket scrapes or working unvetted inbound inquiries burns hours of valuable underwriting time. Too often, your team invests days researching a file only to hit a fatal roadblock.
Claim Handoff eliminates the front-end friction. We do the cold outreach, seller education, and baseline due diligence before a lead reaches the board.
Months wasted chasing plaintiffs who have no real interest in selling at a discount.
Discovering late in diligence that the creditor already forgave the debt for tax purposes.
Judgments tied up in exclusive collection agency contracts or prior assignments.
Paper awards against dissolved shells or debtors protected by recent bankruptcy filings.
The 5-Point Vetting Standard
We specialize in written-off B2B and commercial judgments—where creditors have already booked the loss and welcome an immediate cash buyout.
We speak directly with the creditor’s CFO, controller, or owner to confirm they want to sell now and understand how discounted lump-sum buyouts work.
We verify directly with the creditor that the judgment was strictly an internal accounting write-off and that no IRS Form 1099-C was ever issued.
We confirm the original plaintiff retains 100% ownership with zero prior assignments, UCC encumbrances, or active third-party collection holds.
We verify the entry date, statutory renewal status, and docket history—and run PACER checks to confirm the debtor has not discharged the judgment in bankruptcy.
We screen the debtor for active business operations, Secretary of State standing, real property equity, and reachable assets so your team knows there is a real path to recovery.
How It Works
Save your billing and accounts receivable contact information, verify your email address, then sign in to compare listings by judgment amount, dates, and state.
Select a judgment listing and request it. No payment is required upfront: we invoice you $249 for judgment amounts from $10,000 through $20,000, or $349 for amounts above $20,000.
Once your invoice is paid, we release the lead details. Connect with the creditor, complete your independent due diligence, and present your acquisition offer. The lead fee does not purchase the judgment. Invoices are due within 10 calendar days of the invoice date; leads unpaid by then return to the board for other buyers.
FAQ